Circle Internet Financial has introduced the Circle Payments Network (CPN), a blockchain-native platform designed to address the inefficiencies of traditional cross-border payment systems by utilizing stablecoins such as USDC and EURC. Despite the $190 trillion cross-border payments market, existing infrastructures are fragmented and costly, with multiple intermediaries leading to settlement delays and high fees. CPN aims to resolve these issues by offering a secure, compliant, and interoperable framework for real-time settlement using stablecoins, allowing financial institutions to operate more efficiently across borders. The network emphasizes compliance by requiring participants to meet stringent requirements and supports interoperability across multiple blockchains, thereby enhancing capital efficiency and reducing the need for pre-funding. As CPN prepares for its mainnet launch, Circle continues to collaborate with global financial institutions to build an open and inclusive financial system.