Circle Internet Financial is at the forefront of transforming the future of money through its fully-reserved stablecoin, USDC, which operates on a new financial infrastructure likened to a unified internet layer for payments, commerce, and capital markets. This evolution, discussed by Circle CEO Jeremy Allaire and historian Niall Ferguson at the World Economic Forum in Davos, emphasizes a shift away from traditional forms of money towards programmable and digital currencies that facilitate nearly instantaneous, low-cost, and permissionless transactions. Circle's Chief Economist Gordon Liao argues for a re-evaluation of the classic definition of money, highlighting the potential of programmable money to enhance transparency, particularly in global supply chains, while ensuring privacy and data ownership, as emphasized by Allaire. This new paradigm not only promises advancements in financial transactions but also in broader applications, such as improving standards of manufacturing and provenance through blockchain's traceability.