Circle Internet Financial's Circle Payments Network (CPN) offers a blockchain-native infrastructure tailored for financial institutions, facilitating secure, transparent, and programmable stablecoin payments on a global scale. Leveraging the advantages of stablecoins like USDC and EURC, CPN ensures seamless cross-border transactions through a compliance-first approach. It employs a unique method combining offchain APIs for transaction requests with onchain validation, optimizing foreign exchange via intelligent discovery. CPN maintains confidentiality by allowing selective transparency, ensuring sensitive data remains protected while meeting compliance needs. Additionally, the network's composable architecture permits vetted third-party protocol integration, extending stablecoin payment functionalities to include lending, credit, and liquidity services. Operated by Circle Technology Services, LLC, CPN connects financial institutions worldwide, enabling direct, secure communication and settlement without holding funds or managing accounts.