At the World Economic Forum in 2023, Circle Internet Financial, the Stellar Development Foundation, and the United Nations High Commissioner for Refugees (UNHCR) discussed the innovative use of internet-ready, device-centric payment systems to distribute humanitarian aid, particularly through the use of Circle's digital currency, USDC. This approach, highlighted during a discussion involving key figures such as Denelle Dixon of Stellar and UNHCR Treasurer Carmen Hett, offers significant advantages over traditional methods by enabling rapid aid delivery without the need for bank accounts. Recipients, including those displaced by conflicts such as in Ukraine, can receive funds instantly via digital wallet apps on smartphones and convert them to cash at extensive MoneyGram locations worldwide. The discussion emphasized the system's potential to be standardized for global aid distribution, utilizing Stellar's blockchain infrastructure to facilitate frictionless transactions while addressing risks associated with digital financial systems.