Circle Internet Financial has introduced Programmable Wallets, a novel innovation designed to bridge the gap between the complex user experience of Web3 wallets and the more intuitive interface of Web2 applications. Traditional Web3 wallets, which are primarily browser extensions or mobile apps, require users to manage private keys, recovery phrases, and gas fees, making them cumbersome for average users. Circle's Programmable Wallets offer a wallet-as-a-service model that simplifies this by using familiar security measures such as PINs and passwords, while also being blockchain agnostic, allowing developers to deploy wallets across multiple blockchains with minimal adjustments. These wallets are available in both user-controlled and developer-controlled forms, with the former offering more autonomy to users and the latter providing a seamless experience by abstracting blockchain details. This innovation aims to make Web3 more accessible and user-friendly, potentially driving its mass adoption.