g-Xperts, a Vienna-based company, has developed an advanced risk exposure solution for a leading European insurance company using the CARTO cloud native platform to predict risk and natural peril exposure across Europe. The application brings together 170 spatial datasets to help underwriters assess potential risks and set optimal policy premiums for key commercial assets. To address scalability issues, g-Xperts redeveloped the application with Google BigQuery and the Analytics Toolbox, unlocking advanced analysis functions and ensuring performance levels scaling with increased usage and data complexity. The migration to a cloud-native platform was pain-free, thanks to CARTO's support team, allowing g-Xperts to provide an unrivaled level of service while remaining at the forefront of the geo-applications industry.