The home insurance industry is adopting GIS analysis using modern geospatial tech stack, enabling analysts to generate hyper-local insights at scale. Crime data can be used to assess insured risk by analyzing the number of crimes in an area and contextualizing it with population density. By converting crime locations into a hexagonal Spatial Index called H3, insurers can efficiently analyze large datasets and make informed decisions on customized premium pricing, risk mitigation, targeted marketing, and fraud detection. Cloud-native geospatial analysis tools like CARTO are making this process faster and more accessible.