Robert Swigert, founder and CEO of Goodstead, has developed a mobile-first roboadvisor app that makes saving money for the future time/risk/fee/tax-efficient for regular workers who often lack access to retirement plans through their employer or union. The app uses no-code technology from Bubble to provide users with planning tools, financial education, and investment management, all from the convenience of a mobile handset. With its set-it-and-forget-it feature set and low-fee business structure, Goodstead aims to help people achieve financial independence by providing them with personalized pension plans and targeted questions to determine how and what to start saving. The app is currently in development and expects to be released in private beta for mobile and web applications by the end of November, with a full launch planned for January 2021. Future plans include expanding the feature set to provide holistic financial wealth evaluation and monitoring, as well as introducing instruments to help clients manage life's risks and opportunities.