Tracking credit usage is essential to avoid surprises and predict future expenses. Bitrise Insights provides a platform to monitor credit usage trends, identify negative patterns, and predict future costs. By analyzing data on individual apps, workflows, and steps, users can pinpoint the causes of increased credit usage and make adjustments to optimize their development process. The tool offers various views, including monthly, daily, and weekly charts, as well as a breakdown chart that shows data "one level deeper" than the filtered data. This allows users to drill down into specific metrics, such as build duration, failure rate, and usage credit bottleneck, to identify areas for improvement and reduce wait times in app development. By monitoring key metrics and addressing bottlenecks, developers can improve productivity, happiness, and overall performance.