What is TRID? Learn More About the Token Requestor ID
Blog post from Basis Theory
A token requestor ID (TRID) is a merchant-specific identifier required to obtain network tokens from card networks for stored card, or card-on-file, payments. By replacing actual card numbers with tokens that work only alongside the merchant’s associated TRID, network tokenization reduces exposure of sensitive payment data and limits the value of stolen tokens to unauthorized parties. Merchants need a separate TRID for each card network they use, although they can begin tokenizing with one network while awaiting approval from others; TRIDs are generally 11 characters long and include identifiers for the relevant token service provider. Payment service providers, banks, and tokenization platforms can often request IDs on a merchant’s behalf through the On-Behalf-Of Token Requestor process, though network approval may take up to two months. A merchant typically uses one TRID per network across its business divisions, and because the ID remains tied to the merchant rather than a particular provider, it can generally be retained when changing payment partners.
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