What are Split Payments and Why Should You Use Them?

For B2B software and SaaS companies, timely payment processing can strengthen cash flow, financial stability, and growth, and the piece presents Tilled PayFac-as-a-Service as an integrated payments option built around split payments. Under Tilled’s model, a software vendor can add a platform fee to merchant transactions, with the transaction amount sent to the merchant’s account and fee revenue directed to the vendor’s Tilled revenue account; Tilled says partners receive the full fee revenue and are paid commissions monthly. The approach is positioned as a way for independent software vendors to increase payment-related margins, access revenue sooner, and fund activities such as product expansion, marketing, and technology investment. The text also highlights Basis Theory as a complementary provider of security and compliance tools, arguing that its data-protection capabilities alongside Tilled’s merchant onboarding and payment features can help companies operate secure, compliant payment processes while focusing on their core software products.

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