Product Release Notes: Vaulting 2025 to Prepare for 2026
Blog post from Basis Theory
In 2025, Basis Theory focused on improving payment infrastructure for merchants and platforms through greater checkout resiliency, token portability, credential updating, and developer performance. Major releases included redesigned Apple Pay and Google Pay APIs with support for Apple Merchant PAN tokens for subscriptions, recurring payments, and card-on-file transactions, alongside automatic MPAN updates. The company also introduced full network-token support, enabling secure network-issued credentials for one-time, recurring, cross-border, and card-on-file payments while improving authorization rates and avoiding PAN storage. New List and Search endpoints delivered up to tenfold faster token queries, while a real-time account updater provided instant card-detail updates to reduce failed recurring payments and involuntary churn. Additional improvements included faster Web Elements and API performance, new SDKs, customizable and whitelabel payment components, strengthened 3DS integrations, BIN lookup, secure file storage, and tools intended to prepare customers for emerging payment models such as AI-assisted commerce.
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