Dime!: Revolutionizing Investing in Thailand with Alpaca

Dime! is a Thai fintech company seeking to broaden access to global investing, particularly U.S. stocks, in a market where it estimates only about 5% of people hold investment accounts compared with substantially higher participation in Singapore and the United States. Targeting underserved adults aged 20 to 35, the company combines a user-friendly, gamified investing experience with financial-literacy efforts and reports 500% growth over the previous year. Its partnership with Alpaca’s Broker API supports fractional-share investing from 50 baht, streamlined W-8BEN tax filing, lower costs, and faster product development through Alpaca’s brokerage infrastructure. Dime! plans to continue prioritizing products intended to improve customers’ financial health, including the planned introduction of options trading for more experienced investors, while noting that securities and options investments carry risk and do not guarantee returns.

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