Alpaca Launches High-Yield Cash Program for Trading API Users, Enabling Growth on Deposits
Blog post from Alpaca
As of September 22, 2026, Alpaca’s High-Yield Cash program allows eligible non-pattern-day-trader API users to earn a variable annual percentage yield of up to 3.56% on uninvested U.S. dollar balances while retaining access to the funds for trading, transfers, and withdrawals. Enrollment is available through the Alpaca dashboard or Plans and Features section, and the program uses an FDIC Bank Sweep structure that may provide pass-through FDIC insurance of up to $2.5 million, depending on participating banks, account relationships, and other conditions. Alpaca notes that the advertised rate can change, returns are not guaranteed, and cash held in the sweep program is not SIPC-protected, while cash held in a brokerage account may receive SIPC rather than FDIC coverage.
No tracked trend matches for this post yet.
Use this post, company, and trend context to find content marketing opportunities, perform competitive analysis, or address product feature gaps via the Plushcap MCP server or the Plushcap API.