Payment links: How they work and how to use them

Payment links are direct, secure URLs that businesses can send through email, SMS, messaging apps, social media, or invoices to let customers complete purchases without visiting a traditional website checkout. They support faster, more flexible transactions, particularly for service providers collecting deposits, small businesses selling through social channels, and companies accepting international payments in customers’ preferred currencies and methods. Airwallex’s Payment Links can be created without coding, customized with branding and custom domains, shared as URLs or QR codes, and integrated with accounting platforms such as Xero, QuickBooks, and NetSuite for invoicing and reconciliation. The service supports cards and more than 160 payment methods globally, while security features include fraud detection, 3D Secure verification, and two-factor authentication when required. Unlike payment gateways, which are embedded within website checkout flows, payment links can operate independently across channels, and Airwallex positions them as part of a broader platform for multicurrency accounts, cross-border transfers, expense management, corporate cards, and bill payments.

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