My 2025 reflections: Ten years to reach the starting line

Airwallex’s 2025 year-end reflection presents the company’s effort to build an integrated global financial platform that combines payment acceptance, multi-currency accounts, foreign exchange, payouts, corporate cards, expense management, procurement, billing, and embedded-finance APIs. It reports reaching US$1 billion in annual recurring revenue in October 2025, representing 90% year-on-year growth, serving more than 200,000 customers, achieving EBITDA profitability in the fourth quarter, and receiving an US$8 billion valuation in its Series G funding round. The company says its network now processes more than US$266 billion annually, routes over 95% of transactions through local payment rails in 127 countries, supports transfers to more than 200 countries, and saved customers an estimated US$1.2 billion in 2025 through lower-cost payment routing and foreign-exchange features. Product expansion included broader account, payout, currency-holding, card, payment-method, procurement, recurring-billing, and developer-platform capabilities, alongside AI tools intended to improve onboarding, payment optimization, reconciliation, and automated financial workflows. Airwallex also outlined plans to enter more than 10 markets in 2026, invest US$1 billion in US expansion and over US$500 million in the UK, and pursue a long-term target of one million customers and US$10 billion in annual recurring revenue.

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