February 2026 Summaries

Musaffa, a prominent fintech platform focused on Shariah-compliant investment research and Islamic finance education, has launched a Global Halal Investment Platform in collaboration with Alpaca, a leader in brokerage infrastructure APIs. This platform aims to facilitate access to the US capital markets for over 600,000 Muslim investors across more than 200 countries by integrating Shariah compliance into the investment process. It addresses challenges Muslim investors face, such as fragmented tools and regulatory inconsistencies, by providing a unified and scalable trading solution. With the global Islamic finance market projected to grow significantly, reaching $9.7 trillion by 2029, and Islamic fintech representing 3% of total assets, Musaffa and Alpaca's partnership seeks to meet the increasing demand for faith-aligned investing. This collaboration aims to reduce manual processes and uncertainty, enabling investors to engage confidently with the market while adhering to their religious values. The launch is part of a broader strategy to expand financial accessibility and modernize trading practices for the Muslim investor community, with future plans to offer 24/5 trading access.

In Latin America, traditional financial systems often exclude the majority of the population from wealth-building tools due to structural barriers such as high minimum investment requirements and restrictive market hours. Bitso, a leading digital financial services company in the region, has launched US stocks and ETFs trading in Mexico in partnership with Alpaca to address these challenges. This collaboration aims to democratize investment by offering commission-free and fractional trading, allowing individuals to enter global markets with minimal capital. The integration of features like 24/5 trading further accommodates the diverse schedules of Latin American workers, making investing more accessible. Bitso's broader mission is to provide a comprehensive investment platform that empowers over 9 million clients to build wealth through a diversified set of financial tools, including crypto and US equities. Looking ahead, Bitso and Alpaca plan to expand their offerings with advanced features, enhancing the flexibility and resilience of portfolios for Latin American investors.

Waldo is a treasury cash management platform designed for startups, SMBs, and enterprises, enabling them to generate yield and manage risk on their cash without needing to change banks. Partnering with Alpaca, a leader in brokerage infrastructure APIs, Waldo offers access to a wide range of assets including stocks, ETFs, fixed income, and crypto, allowing firms to implement tailored investment strategies aligned with their risk tolerance and liquidity needs. The platform addresses the limitations of traditional bank treasury products, which often involve high fees and limited control, by providing entities with the ability to invest across thousands of assets to match their desired return profiles. Alpaca's Broker API facilitates portfolio rebalancing and efficient fund management while offering an innovative and simplified onboarding process. The collaboration between Waldo and Alpaca reflects a shift in corporate treasury management towards more diversified, multi-asset strategies that prioritize safety, yield, and liquidity, moving beyond conventional single-asset cash strategies.

Alpaca has expanded its fixed income trading solutions by introducing US corporate bonds, including callable bonds, through its Broker API, building on its initial offering of US Treasury Bills. This development allows Alpaca's partners to access over 229 tradable T-bills and 500 investment-grade and high-yield US corporate bonds, enhancing opportunities for global investors to diversify their portfolios and pursue income. Alpaca highlights the growth in the fixed income market, with US markets accounting for a significant portion of the world's largest asset class, and emphasizes the rising demand for diversified income-oriented investments. The integration of corporate bonds aims to provide a streamlined equities-like trading experience, supported by fair and competitive pricing models and enhanced infrastructure for trade processing. Alpaca also plans to introduce additional fixed income products and fractional fixed-income investing, underscoring its commitment to expanding access to financial services globally.

Alpaca, a US-headquartered broker-dealer, has announced the expansion of its Excess Securities Investor Protection Corporation (SIPC) Coverage, which now provides protection for its customers up to $75 million in securities and $75 million in cash, with an aggregate limit of $250 million across all customer accounts. This enhancement significantly increases the protection from the previous limits and aims to build trust and offer reassurance to Alpaca's partners and customers, which include over 9 million brokerage accounts across more than 40 countries. While the standard SIPC coverage protects customer assets up to $500,000, including $250,000 for cash, Excess SIPC Coverage offers an additional layer of security beyond this limit, although it does not cover market losses or declines in investment value. Alpaca's expansion aims to support its growing global ecosystem and assure partners and traders of the safety of their assets as the company continues to scale its operations worldwide.