Plaid has adopted a new definition of "Going Dutch" in North America and Europe, shifting from splitting bills to building on a well-established fintech ecosystem that empowers consumers with access to their financial data. This approach is aligned with the EU's open finance movement, which aims to give consumers greater control over their financial lives. Plaid powers over 4,000+ fintech applications globally, enabling various use cases such as supporting renters in the housing market. The company prioritizes data security, user autonomy, and privacy protection, mirroring the core responsibilities of financial services providers in the European Union. Through public-private partnerships, Plaid aims to drive meaningful dialogue with the industry while expanding its presence in the Dutch and European markets.