Plaid has introduced a new feature to its Liabilities product, allowing developers to access more granular and real-time information about consumer credit card debt. This update provides additional data on terms and payment due dates for credit cards, enabling developers to build better debt management solutions. With this addition, Plaid will return more details about the terms and payment due dates for credit card accounts, helping consumers understand their financial obligations and make informed decisions. Developers can now retrieve real-time information about credit card accounts, including APR type, APR percentage, interest charge amount, balance subject to APR, last payment date and amount, next payment due date, minimum payment amount, and more. This update aims to help borrowers consolidate debt across accounts for more favorable terms and pay down balances faster. Plaid's credit card data will also allow developers to provide a seamless experience for their users by filtering account subtypes in the Link iOS and Web features.