Circle Yield, a product of Circle Internet Financial, offers secured, fixed-rate investments denominated in USD Coin (USDC) to qualified businesses, allowing them to engage with cryptocurrency markets without directly holding volatile assets. The program, which has seen substantial growth and reinvestment rates, is expanding its reach to new jurisdictions and businesses with lower minimum investments, despite currently not accepting new loans as of November 2022. Circle Yield offers ultra short-term investment terms ranging from one to twelve months, with yields that are above average compared to many temporary cash investments. The integration with the Circle Account provides customers with a streamlined way to manage, track, and report on their investments, enhancing due diligence through an easy-to-use interface. The product, offered through Circle International Bermuda Limited, requires business approval and regulatory authorization, and is available only to accredited investors in the U.S. under specific regulations.