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Stripe Capital, launched to address the financing challenges faced by small and medium-sized businesses (SMBs), conducted a two-year randomized trial to assess the impact of its financing on business growth. The study found that Stripe businesses accepting financing experienced revenue growth on Stripe 27 percentage points faster on average than their non-financed counterparts, with the most significant impacts seen in the smallest businesses and those with forward-looking investment plans. The trial, conducted across two different economic climates, demonstrated the persistent positive effects of such financing, despite varying external conditions. Notably, the impact was particularly pronounced for businesses processing less than $52,000 annually and those using financing for growth-oriented goals, such as product expansion or scaling operations, with some reporting growth rate boosts of up to 211 percentage points. Stripe Capital's approach, leveraging payment processing data to offer quick financing solutions, contrasts with traditional banks' lengthy processes and is seen as vital in closing the $5.7 trillion funding gap for SMBs in developing economies. By making financing more accessible, Stripe Capital encourages SMB owners to pursue new growth opportunities, thus potentially contributing to global GDP growth.