The financial lives of consumers are evolving rapidly due to the pandemic, leading to increased adoption of fintech applications and higher expectations for personalized experiences. To differentiate themselves, fintechs and financial service providers need robust transaction data and insights into user committed monthly expenses. Plaid is introducing a new endpoint called Recurring Transactions, which enables access to insights about recurring inflows and outflows in users' credit, checking, or savings accounts. This endpoint provides information on category, frequency, average and last amounts, and status of each stream, allowing developers to build engaging features like payment reminders that drive value for their business. With the Recurring Transactions endpoint, fintechs can help users understand their committed spend, reduce unnecessary subscriptions, and stay on track with upcoming payments.