Klover, a fintech platform founded in 2019 and based in Chicago, aims to democratize access to financial products by providing benefits such as free checking accounts, savings tools, credit products, credit cards, points on credit cards that translate to free airline tickets, or free hotel stays. The company leverages consumer-permissioned data and insights from trusted partners like Plaid to create a 360° customer view, driving engagement, offering tailored financial solutions, and helping users find financial freedom. Klover offers three products: cash advances, personal financial management (PFM) tools, and banking services, with the latter announced as an exciting new product evolution. The company's PFM tool, Klover+, uses Plaid Transactions to deliver insights on user spending, savings, and credit scores, resulting in 20% savings back to users and a 58-point increase in credit scores compared to industry averages. With a focus on proactive customer engagement and leveraging data to build financial health, Klover is poised for growth and expansion into new markets.