Acre Homes, a new model of home ownership, uses Plaid's suite of credit products to unlock buyer insights and deliver a seamless customer approval application experience. Acre leverages Plaid's best-in-class conversion practices while gaining deeper insights into potential home buyers to make more informed decisions. With Plaid, Acre can build a streamlined process compared to traditional mortgage processes, which often have lengthy checklists of 80 items or more. This allows for faster completion rates and quicker approval times, with some approvals being completed within 24 hours. Acre's product is designed for individuals who want to own a home but may not qualify for a traditional mortgage due to income fluctuations or other factors. Plaid provides data that helps Acre make decisions in the context of home ownership fit, while also offering lenders more competitive offers and differentiating themselves through lower interest rates and larger loans. As Acre scales, they are adopting new Plaid products like Plaid Income and Credit Categories, which expands their core assets data set and streamlines insights for lenders. Ultimately, Plaid aims to be a one-stop shop for lenders, providing the data necessary to make informed decisions and supplement traditional credit models.