What we shipped in 2025
Blog post from Plaid
In 2025, Plaid introduced a range of new products and updates in response to significant developments in the financial services sector, such as the rise of open banking, increased use of alternative data in underwriting, and advancements in AI. Plaid focused on enhancing their offerings to provide deeper insights and tools for credit underwriting, payments, and fraud detection, resulting in 224 product launches and updates. Key developments included improvements in network connectivity with real-time data access from over 200 additional institutions, AI-enabled integration fixes, and enhanced onboarding and conversion processes. The company also launched Plaid Protect, a next-generation fraud intelligence platform, and Lendscore (LS1), a credit risk score that leverages cash flow data for better predictive performance. Additionally, Plaid introduced new account verification and payment tools, AI-powered financial management insights, and platform and security tooling enhancements, aiming to improve efficiency and trust in their services. These innovations reflect Plaid's commitment to supporting customers as the financial ecosystem evolves, while maintaining a focus on security, transparency, and user experience.