Plaid’s Fall 2025 Product Release

Plaid's Fall 2025 product release introduces a new generation of predictive risk and fraud scores that leverage real-time data from the Plaid Network to enhance decision-making processes across various financial interactions. These scores, including LendScore and Trust Index, provide insights based on real-time cash flow, income patterns, and account activity, offering a more complete picture of financial behavior and improving predictive performance by up to 25% over traditional credit data. The Trust Index 2 (Ti2) enhances fraud detection by utilizing behavioral signals and network-wide graph analysis, catching 30% more fraud compared to previous models. The Signal platform, which manages transaction risk, now offers improved performance, a powerful dashboard, and a rules engine to enhance risk management. Additional updates include new features to improve customer engagement, reduce costs, and drive conversion, such as the Transfer for platforms, a bank intelligence suite, and Plaid for Mortgage, all aimed at helping customers derive more value from Plaid's data-driven insights and tools.