The stablecoin market has seen rapid growth, reaching a total market capitalization of over $250 billion, and is projected to rise to $2 trillion by 2028, offering both opportunities and challenges, particularly in the U.S. following the GENIUS Act, which establishes a federal framework for dollar-backed stablecoins. This act facilitates banks in issuing stablecoins by requiring fully backed reserves and enabling their integration into core payment systems, while also promoting new digital products. Major banks are exploring interbank settlements using a private blockchain and require robust off-chain data systems like MongoDB to manage complex banking operations with its flexibility, scalability, and security features. MongoDB complements blockchain by managing off-chain data, enabling real-time analytics, and ensuring compliance, which is essential for the evolving stablecoin banking platforms. This infrastructure supports opportunities such as faster money transfers and asset tokenization, but challenges remain, including interoperability and cybersecurity. As stablecoin adoption accelerates, MongoDB positions itself as a foundational off-chain layer, helping financial institutions adapt to regulatory demands and market conditions while supporting the broader adoption of digital assets.