Buy now, pay later (BNPL) options are rapidly gaining traction in the eCommerce sector, valued at over $100 billion and significantly increasing customer conversion rates by offering flexible payment solutions. These services allow consumers to defer full payment at checkout, often with no interest or fees, provided they meet specific payment conditions. As the use of BNPL grows, online retailers face the decision of not just adopting such services but selecting the most suitable provider among a competitive market, with factors such as transaction volume, technology integration, and regional availability playing critical roles. While BNPL can reduce cart abandonment and open new marketing channels, it also poses potential risks, including fraud, which necessitates careful consideration of security practices and customer data protection by the chosen provider. The adoption of BNPL solutions positions businesses as forward-thinking, with the challenge lying in selecting a provider that aligns well with their business model and customer base while ensuring robust fraud prevention measures are in place.