Introduced in 2020, the Individual Coverage Health Reimbursement Arrangement (ICHRA) is a flexible, employer-sponsored health benefit that reimburses employees for individual health insurance premiums and medical expenses, offering a personalized alternative to traditional group plans. Employers allocate a monthly allowance for each employee, allowing them to choose a suitable health plan while maintaining cost control. ICHRA's administration involves setting reimbursement limits, managing employee eligibility, and handling reimbursements and deductions, which can be complex due to fluctuating health expenses and varied employee circumstances. To streamline this process, ICHRA providers increasingly rely on bidirectional payroll integrations, which enable automatic data syncing and management of reimbursements and deductions, reducing the administrative burden on employers. Such integrations ensure accurate, timely access to payroll data, improve compliance with regulatory requirements, and enhance the overall efficiency of ICHRA administration. Finch's Unified Employment API exemplifies this approach by providing access to a wide range of payroll and HR systems, simplifying the integration process for ICHRA providers.