A survey by PYMNTS.com in collaboration with Circle reveals that international businesses are increasingly adopting digital assets, particularly for cross-border payments, due to their efficiency, security, and lower costs compared to traditional banking methods. The survey, which included 250 businesses with annual revenues exceeding $10 million, found that half of the multinational businesses either use or plan to use digital currencies for international transactions. The adoption of stablecoins, such as USD Coin (USDC), is particularly notable due to their stability and ease of integration into business operations, with nearly 30% of surveyed organizations already utilizing these digital currencies. Meanwhile, financial institutions are catching up with the trend, as a significant portion plans to offer cryptocurrency access to clients, acknowledging the growing importance of digital assets in the business landscape and the potential competition from decentralized finance (DeFi) models.