The Fair Credit Reporting Act (FCRA) is a federal law that applies to consumer reporting agencies, including Checkr, requiring them to have a "permissible purpose" before ordering background checks on candidates. A permissible purpose can include employment, insurance, credit, or other business transactions, and choosing the right one may impact which screenings are allowed. Organizations must certify their permissible purpose to the CRA conducting the screening, and it's recommended to consult with legal counsel to ensure compliance. Checkr offers multiple screening options that meet hiring needs, providing fast and accurate results, while emphasizing the importance of evaluating business operations and identifying a suitable permissible purpose before ordering background checks.